Regulation Roadmap Q3

Q3 2026 sees the UK cryptoasset regime move from policy to practice, with the FCA's authorisation gateway opening on 30 September 2026 and the Bank of England publishing its policy statement and draft rules on systemic stablecoins. BNPL regulation takes effect in July 2026, while the Mills Review reports to the FCA Board on the long-term impact of AI in retail financial services.